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This is your loan-to-value ratio, or LTV You can find the remaining balance on your loan on your most recent mortgage statement.



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Some providers offer plans with cashback. It lets you unlock even more cash from your home, and can you release equity if you don't have a mortgage may qualify for better lifetime mortgage rates.

It means taking out a loan with your current or a new provider to pay off any existing mortgage, before borrowing more money.


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