Equity Release providers tend to offer free valuations, with most not charging any fees, or just nominal amounts of around £25-30 for bank transfer fees.


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We advocate you only take as much money as you need to keep interest rates to a minimum.
However, all plans do give you the option of monthly repayments.

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We suggest you budget for minimum total setup costs of £2,000, although these can all be paid with the funds from your equity release.


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For example, the amount you could release with a lump sum plan might be different than you would receive with an interest only lifetime mortgage calculator-only one.

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An 85-year-old homeowner with a property worth £500,000 may be looking at a loan of £300,000.
A lifetime mortgage will reduce an inheritance.

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